Last Update: Jan 7, 2019
Statement Of Privacy
This Statement of Privacy is part of our Legal Terms, and any capitalized terms used but not defined in this policy will have the same meaning as in our Legal Terms and/or Policies.
Protecting your private information is our priority, we know that you care how information about you is used and shared, and we appreciate your trust that we will do so carefully and sensibly.
This Statement of Privacy applies to our Services and governs data collection and usage. This information is used by us for the operation of the Service, to maintain the quality of the Service, to be more competitive, and to provide general statistics regarding use of our Services.
By using and visiting our Services, you are accepting and consent to the data practices described in this Statement of Privacy and our Legal Terms.
Collection of your Personal Information
At PanamaBanks.info the information we learn from customers helps us frequently improve your experience. We may collect personally identifiable information, such as:
Information: We receive and store information you enter on our Services or give us in any other way, for example, all the information in Your Account or Profile, your e-mail address, name, home or work address, telephone number. We also collect information when you search for a product; place an order; communicate with us by e-mail, or otherwise; the information when you search, post, participate in a contest or survey, or contact with us; participate in discussion boards or other community features; provide and rate reviews.
We may also collect anonymous demographic information, which is not unique to you, such as your country, age, gender, preferences, interests, and favorites. PanamaBanks.info reserves the right to delete customer information for members at any time.
We use the information that you provide us for such purposes as responding to your requests, customizing future content for you, improving our Services, and communicating with you.
Automatic Information: Information about your computer hardware and software also may be automatically collected by us, we receive and store certain types of information whenever you interact with us, and we obtain certain types of information when your web browser accesses our Services or advertisements and other content served by or on behalf of PanamaBanks.info on other websites.
This information can include: IP address; computer and connection information such as browser type, version, and time zone setting, browser plug-in types and versions, operating system, and platform; domain names; access times; referring website addresses; login; e-mail address; password; the full Uniform Resource Locator (URL) clickstream to, through, and from our Services, including date and time; cookie number; products you viewed or searched for.
We may also use browser data such as cookies, Flash cookies (also known as Flash Local Shared Objects), or similar data on certain parts of our Services for fraud prevention and other purposes.
During some visits we may use software tools such as JavaScript to measure and collect session information, including page response times, download errors, length of visits to certain pages, page interaction information (such as scrolling, clicks, and mouse-overs), and methods used to browse away from the page. We may also collect technical information to help us identify your device for fraud prevention and diagnostic purposes.
We keep track of the websites and pages our customers visit within our Services, in order to determine what services are the most popular. This data is used to deliver customized content and advertising within our Services to customers whose behavior indicates that they are interested in a particular subject area.
E-mail Communications: To help PanamaBanks.info make e-mails more useful and stimulating, we often receive a confirmation when you open e-mail from us. We also compare our customer list to lists received from other companies, in an effort to avoid sending unnecessary messages to our customers.
Mobile: When you use our Services, we may receive information about your location and your mobile device, including a unique identifier for your device. We may use this information to provide you with location-based services, such as advertising, search results, and other personalized content. Most mobile devices allow you to turn off location services.
Information from Other Sources: We might receive information about you from other sources and add it to our account information.
Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through our Service on public message boards, this information may be collected and used by others.
We encourage you to review the privacy statements of websites you choose to link to from PanamaBanks.info so that you can understand how those websites collect, use and share your information. PanamaBanks.info is not responsible for the privacy statements or other content on websites outside of the PanamaBanks.info and PanamaBanks.info family of websites.
Use of your Personal Information
Information about our customers is an important part of our policy, and we are not in the business of selling it to others. PanamaBanks.info does not sell, rent or lease its customer lists to third parties.
We share customer information only as described in this Statement of Privacy or with subsidiaries or vendors that either are subject to this Statement of Privacy or follow practices at least as protective as those described in this Statement of Privacy.
We may also use your personally identifiable information to inform you of other products or services available from us and our affiliates.
We may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.
We may, from time to time, contact you on behalf of other businesses about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party without your explicit consent.
We use tracking to create remarketing audiences of users based on user behavior of our Services. We may also target these users with custom ads based on affinities/interests, geographic and demographic signals.
We use tracking pixels to collect information that helps us provide our Service. Please note that any “do not track” signals sent by your web browser or other mechanism have no effect on the collection of personally identifiable information. In addition, other parties who perform data analytics for us, such as Facebook or Google Analytics, may collect personally identifiable information about your online activities when you use our Services. Third party affiliates may have different policies with respect to “do not track” signals and we make no representations with respect to such policies.
We share browser-level data through third party vendor tracking such as Google Analytics. Users can opt out of these advertising features by visiting Google opt-out page.
We may use email addresses to target users with custom ads through 3rd party advertising platforms.
We share customer information with third parties to perform services (advertising) on our behalf.
In addition, we may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries.
We employ other companies and individuals to perform functions on our behalf. Examples include fulfilling orders, delivering packages, sending postal mail and e-mail, removing repetitive information from customer lists, analyzing data, providing marketing assistance, providing search results and links (including paid listings and links), processing credit card payments, and providing customer service. They have access to personal information needed to perform their functions, but may not use it for other purposes.
We may share your information with third parties who perform tasks required to complete a purchase transaction.
All such third parties are required to maintain the confidentiality of your information.
We do not use, collect or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.
We will disclose your personal information, without notice, only if required to do so by law or in the good-faith we believe that such action is necessary to:
- conform to the edicts of the law or comply with legal process served on PanamaBanks.info or the Services;
- protect and defend the rights or property of our Services and/or Materials; and,
act under exigent circumstances to protect the personal safety our users or the public.
Use of Cookies
Our Services may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs on your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the main purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page.
Most browsers have the ability: to disable cookies altogether; to avoid your browser from accepting new cookies; to inform you when you receive a new cookie. Most web browsers automatically accept cookies, but you can typically modify your browser setting to deny cookies if you prefer.
If you choose to decline cookies, you may not be able to receive the interactive features of the Services. If you block or otherwise reject our cookies, you will not be able to properly use our Services or use any of our Products that require and use the cookies.
Electronic Communications
When you use our Services or send e-mails, text messages, and other communications from your desktop or mobile device to us, you may be communicating with us electronically. You consent to receive communications from us electronically, such as e-mails, texts, mobile push notices, or notices and messages on this site or through the other Services, you can retain copies of these communications for your records. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
Security of your Personal Information
You are responsible for safeguarding and preventing unauthorized access to the user information and password that you use to access our Services. You agree not to disclose your password to any third party and you are responsible for any activity using your account, whether or not you authorized that activity.
We secure your personal information from unauthorized access, use or disclosure. In addition, we secure the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Transport Layer Security (TLS) protocol.
Children Under Age
We do not sell products for purchase by children. We do not knowingly gather personally identifiable information from children under the age of thirteen. If you are under 18, you must ask your parent or guardian for permission to use this website.
Terms of Use
If you choose to use our Services any dispute over privacy is subject to this Statement of Privacy and our Legal Terms, including limitations on damages, resolution of disputes, and application of the law of Panama.