Purchase Policy

Last Update: Jan 7, 2019

Purchase Policy

This Purchase Policy is part of our Legal Terms, and any capitalized terms used but not defined in this policy will have the same meaning as in our Legal Terms and/or Policies.

If you would like to purchase any merchandise or products (included digital content) offered by PanamaBanks.info on any of the Services (collectively, “Products”), your purchase will be governed by our Legal Terms and this Purchase Policy. You acknowledge that all Products purchased under this Purchase Policy on our Services are intended for personal non-commercial use only and will not be re-sold.

Payment methods and Billing

If you wish to purchase Products on any of our Services, payment may be made by credit card, debit card or any other such method as we may introduce in our exclusive discretion. We reserve the right to accept or refuse any payment made in any form.

To purchase Products on our Services you must provide valid credit or debit card information on the Services’ order form. This information includes, but is not limited to, your credit card number, the expiration date of your credit card, the CVV information, your billing address and the name as it appears on the card. By submitting such credit or debit card information, you give us permission to charge your purchases to the card that you designate on the order form.

You represent and warrant that you have the legal right to use any credit card(s) or other payment method(s) submitted on our Services in connection with any purchase of Products, that the charges incurred by you on the Services will be honored by your credit card company, you will pay charges incurred by you at the posted prices, including shipping and handling charges and all applicable taxes, if any, regardless of the amount quoted on the Services at the time of your order, and that the information you supply to us is true, correct and complete.

We reserve the right to cancel any order, any time and for any reason. If your credit or debit card has already been charged and your order is canceled, you shall receive a credit to your card account in the amount of the charge. We will not be responsible (i) for any charges that your card issuer may apply to you as a result of our processing your order, (ii) if your card issuer refuses or fails to authorize payment by you, or (iii) for any delays or non-delivery of Products that may arise due to any validation checks that may be carried out regarding your payment or identification.

We may employ the use of third-party services for the purpose of facilitating payment and the completion of purchases of Product on our Services. By submitting the aforementioned information, you grant us the right to provide the information to these third parties, subject to the terms of our Privacy Policy. We reserve the right to refuse or cancel your order of Products if fraud or an unauthorized or illegal transaction is suspected.

Order Acceptance

Please note that there may be certain orders that we are unable to accept and must cancel. We reserve the right, at our sole discretion, to refuse or cancel any order for any reason. Your credit card or other approved method of payment will not be charged until your payment method is authorized, the order information is verified for accuracy and your order is delivered.

Some situations that may result in your order being canceled include limitations on quantities available for purchase; inaccuracies or errors in Product or pricing information; restrictions mandated by local, state, national or international regulations; or problems identified by our credit and fraud avoidance group. We may also require additional verifications or information before accepting any order. We will contact you if all or any portion of your order is canceled or if additional information is required to accept your order. If your order is canceled after your credit or debit card has been charged, we will issue a credit to your card in the amount of the charge.

Pricing or Typographical Errors

We work hard to provide accurate Product and pricing information. However, pricing or typographical errors may occur. In the event that an item is listed at an incorrect price or with incorrect information due to an error in pricing or Product information, PanamaBanks.info shall have the right, at our sole discretion, to refuse or cancel any orders placed for that item. If an item is incorrectly priced, we will either contact you for instructions or cancel your order and notify you of such cancellation. Prices and availability are subject to change without notice.

Product Descriptions

PanamaBanks.info attempts to be as accurate as possible. However, we do not warrant that products descriptions or other content of any Services are accurate, complete, reliable, current, or error-free.

Quantity Limits

PanamaBanks.info reserves the right to limit the number of items purchased per person, per household or per order. These restrictions may be applicable to orders placed by the same account, the same credit card, and also to orders that use the same billing and/or shipping address.

Refund

Given the nature of digital content, a refund or credit on a purchase is not granted. PanamaBanks.info does not offer refunds or re-credits for downloaded files.

ALL PRODUCTS ARE SOLD “AS IS”. YOU ASSUME THE TOTAL LIABILITY OF YOUR PURCHASE. NO REFUND, TOTAL OR PARTIAL, WILL BE ISSUED BY PANAMABANKS.INFO WITHOUT ANY EXCEPTION.

Our Products are materially similar to the description and preview, they also work the way they should work, therefore, there is no obligation to provide a refund against a claim by you.

File returns will only be considered based on technical issues with the file at our sole discretion. There is generally no obligation to provide a refund or credit in situations like the following:

you have changed your mind about an item;
you bought an item by mistake;
you do not have sufficient expertise to use the item;
you ask for goodwill; or
you can no longer access the item because it has been removed (we advise you to download items as soon as you buy them to avoid this situation).