Terms Of Use

Last Update: Jan 7, 2019

Terms Of Use

This Terms of Use is part of our Legal Terms, and any capitalized terms used but not defined in this policy will have the same meaning as in our Legal Terms and/or Policies.

PanamaBanks.info is not a Bank

PanamaBanks.info is an informative website. We are not a Bank, engaged in or dedicated to the banking business.

PanamaBanks.info is not Financial Advisor

Our Services are not intended to provide advice of any kind. The products, information, services and other content provided on and through this Services, including information that may be provided on the website directly or via linking to third-party websites are provided for informational purposes only. Please consult with your accountant, financial advisor, or professional broker regarding any investment or money-related affair.

PanamaBanks.info provides a platform for banks’ information and self-help. The information provided by PanamaBanks.info along with the content on our Services related to banking matters is provided for your private use and does not constitute advice of any kind.

If you need investment, financial or banking advice for a specific affair, you should consult with a licensed professional. Neither PanamaBanks.info nor any Information provided by PanamaBanks.info is a substitute for professional advice from a qualified licensed broker.

Informative Website

The information provided on our Services is for informational purposes only and is not intended as a substitute for advice from your accountant, broker or other investment professional. You should consult with a professional before starting any investment or opening a bank account.

PanamaBanks.info is not a “Bank Referral Service”. The directory of Banks published on our Services is provided to the public free of charge and is for informational purposes only. PanamaBanks.info does not endorse or recommend any Bank nor does it make any warranty as to the qualifications or competency of any Bank.

Information Accuracy

PanamaBanks.info has made every attempt to ensure the accuracy and reliability of the information provided on the Services. However, the information is provided “as is” without warranty of any kind. PanamaBanks.info does not accept any responsibility or liability for the accuracy, content, completeness, legality, or reliability of the information contained on the Services.

License and Access

Subject to your compliance with our Legal Terms, and your payment of any applicable fees, PanamaBanks.info or its content providers grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and make personal and non-commercial use of the Services. This license does not include any resale or commercial use of any Services, or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of any Services or its contents; any downloading, copying, or other use of account information for the benefit of any third party; or any use of data mining, robots, or similar data gathering and extraction tools.

All rights not expressly granted to you in our Legal Terms are reserved and retained by PanamaBanks.info or its licensors, suppliers, publishers, rightsholders, or other content providers. No Services, nor any part of it, may be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of PanamaBanks.info. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of PanamaBanks.info without express written consent.

You may not use any meta tags or any other “hidden text” utilizing PanamaBanks.info name or trademarks without the express written consent of PanamaBanks.info. You may not misuse the Services.

You may use the Services only as permitted by law.

The licenses granted by PanamaBanks.info terminate if you do not comply with our Legal Terms.

This license is revocable at any time without notice and with or without cause. PanamaBanks.info.

Copyright

The content found within Services, technology platforms and websites of PanamaBanks.info including but not limited to text, blogs, graphics, images, logos, downloads, icons, software, source code, videos, information, data, contacts, digital products, tables, theories , concepts, methodologies, processes, icons, sounds, audio files, compilation of public sources and materials, formatting, and any other materials which are collectively referred to in our Legal Terms as “MATERIAL” are material that is protected by copyright laws, intellectual property, trademarks, among other applicable laws both in Panama and International.

All Material is owned by PanamaBanks.info and/or third parties under license. The compilation (meaning the collection, arrangement, and assembly) of all content of the Services is proprietary of PanamaBanks.inf and is protected by copyright laws, trademark registration, among others.

All codes, whatever their language or technology used in our Services are owned by PanamaBanks.info or third parties and are also part of the Material thereof are protected under the above provisions. It is forbidden to use, modification or adaptation.

You may not sell or modify the Material in any way, or run or publicly announce or distribute for commercial purposes.

Unauthorized use of the Material is strictly prohibited, non-compliance can be a violation of Panamanian and international laws which may expose one or more claims against it and the requirement of financial compensation.

You may not use the Material in any other website or computer environment (including but not limited to uploading or posting content to any Internet, Intranet or Extranet site or incorporate in any other database or compilation for any purpose). Unless otherwise stated, nothing in these Legal Terms shall be construed as conferring any license to use the Material, whether by estoppel, implication or otherwise.

The Material may contain inaccuracies and/or typographical errors; we offer no warranty, express or implied, as to the accuracy, correctness, and reliability of the Material.

Uses

Services should be used by individuals seeking documents for self-guided and/or companies (legal entities) using Services to access self-help documents.

ALL USER ACCEPT AND AGREE NOT TO USE THE SERVICES:

To transmit, publish, distribute, store or destroy the Material in:
- violation of these our Legal Terms, any applicable law or regulation both locally and internationally,
- a manner that will infringe the copyright, trademark, trade secret or any other intellectual property rights of others or violate the privacy way, publicity or other personal rights of others, including but not limited to laws or regulations governing the collection, processing or transfer of personal information, and / or in violation of PanamaBanks.info Privacy Policy,
- a manner that is defamatory, obscene, threatening or abusive;
To Take any action that imposes an unreasonable or disproportionately large load on the infrastructure of the Services;
Use any device to navigate or search any of the Services, which is different from the tools available in each of these websites or publicly available by third-party developers and are a large-scale public use by internet users and approved by us;
Using data mining, robots or similar compilers, program code or other collection or extraction methods;
Violating or attempting to violate the security of any Services including attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization;
Forging any TCP / IP header or any part of the header information in any email or other electronic communication;
Reverse engineer or decompile any part of any of the Services;
Aggregate, copy or duplicate in any manner any Material or information available on any of Services;
Framing or link to any Services or Material, unless permitted by our Legal Terms;
Post any content or material that promotes or endorses false or misleading information or illegal activities, or endorses or provides instructional information about illegal activities or other activities prohibited by law, including but not limited to money laundering activities, drug trafficking, illegal exploitation of human beings, invasion of someone’s privacy, creating computer viruses or pirating media, among others;
Using a false identity or use any Services on behalf of another person;
Share with a third party any login credentials to any of the Services;
Connecting to a server or account that you are not authorized to access;
Send and/or deliver any incomplete, false or inaccurate information or information that is not yours, either voluntarily or involuntarily;
Send message(s) that contain restricted access pages, with keys, hidden images, etc.;
Solicit passwords or personal identifying information from other Users;
Delete or modify any material posted by any other person or entity;
Harass, incite harassment, and/or advocate harassment of any group, company or individual;
Make or send mail, emails, phone calls, unsolicited faxes;
Make promotion and/or advertising of products or services of any kind to any user;
Contact users who have specifically requested not to contact you;
Attempting to interfere with services of any service, user, hosting, network system, including but not limited to means of submitting a virus, overloading, flooding, “spamming”, mailbombing, crashing or any other attacks cyber;
Promote or publish an illegal or unauthorized copy of work protected by a third party;
Use the Services for crime or violating the law or engage in any other illegal activity.
Post or submit any content that is defamatory, libelous, implicitly or explicitly offensive, vulgar, obscene, threatening, abusive, hateful, racist, discriminatory, menacing character or which may cause annoyance, inconvenience, embarrassment, anxiety or could cause harassment of any person;
Include links to pornographic, indecent or sexually explicit material of any kind, as determined by our criteria;

Additional Terms for Individuals

When you register for any of the Services, you may be prompted to create an account and provide certain information, including but not limited to: name, current residential address, email, age, nationality, phone numbers, and other data together henceforth be known as “Information”. Any Information you submit must be precise, accurate and true, and it must refer exclusively to your personal information, never to another person.

You by accepting our Legal Terms certify under oath that all Information provided by you is true, accurate and current. In the same way, you fully authorize us and our affiliates to investigate all the Information that you have provided.

Our Services used in certain cases forms and information collection system; you agree and accept not to register false information, in the same way understands and accepts that it is prohibited to voluntarily or involuntarily, records information in fields or places that do not correspond to the information requested.

You acknowledge and agree that you are solely responsible for the form, content, and accuracy of the Information provided and signed by you in the Services.

We reserve the right to offer services and products either by ourselves or others to you via email or other technological means, which we decide at our own discretion. Please see the Privacy Policy, for details on your information.

Your Account

You may need an account to use certain Services, and you may be required to be logged in to the account and have a valid payment method associated with it. If there is a problem charging your selected payment method, we may charge any other valid payment method associated with your account.

You are responsible for maintaining the confidentiality of your account, username and password and for restricting access to your account, and you agree to accept responsibility for all activities that occur under your account or password whether or not authorized by you. You are responsible for the sole and exclusive use of your account; therefore, we are not responsible for misuse of your account, username, and password.

You agree to immediately notify us of any unauthorized use of your account.

You understand and agree that you have no ownership rights of your account and if you cancel your account, or it expires all information can be deleted without notice at our unilateral and exclusive discretion.

PanamaBanks.info reserves the right to refuse service, terminate accounts, delete your account, delete all the information within your account, terminate your rights to use our Services, remove or edit content, or cancel orders in its sole discretion.

Security

All users without exception either human, non-human or legal entities are prohibited from violating or attempting to violate voluntarily or involuntarily the security of our Services which include but not limited to:

Accessing data not intended or authorized for such user
logging into a server or account which the user is authorized to access
Trying, without authorization: to test the vulnerability of our systems or networks; to breach security or authentication.
Send unsolicited email, including promotions and/or advertising of products or services.
Attempting to interfere with our services including but not limited to shipments of virus, overloading, flooding, spamming, mailbombing, crashing or other cyber-attacks.
Using data mining, robots or similar compilers, program code or other collection or extraction methods;
Use any computer program or technology tool intended to damage, interfere with, intercept or expropriate any system, data or information.

The violation of this section may result in civil and criminal liability against you. We will investigate the occurrence of events that may constitute violations, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations.

Reviews, comments, communications, and other content

You may post reviews, comments, photos, videos, and other content; send e-cards and other communications; and submit suggestions, ideas, comments, questions, or other information, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights (including publicity rights), or otherwise injurious to third parties or objectionable.

You as a user of the Services are responsible for your own information and communication; and are responsible for the consequences of including or post such information or communications.

By using your account, you may not:

Include or provide material that is protected by copyright laws, unless you are the owner of such rights or have permission from the owner to republish such material;
Include or provide material to make publicly known trade secrets, unless you own them or have the permission of the owner to make them known publicly;
Include or provide material that in any way may involve a violation of rights of intellectual property or other rights;
Include or provide material that is obscene, vulgar, abusive, defamatory, offensive, sexually explicit, erotic and/or threatening to any other user or any other person or entity;
Include and/or promote videos, images, texts, statements, and/or pornographic demonstrations and/or with explicit sex;
Include or provide marketing or advertising material without our proper authorization.

If you do post content or submit material, and unless we indicate otherwise, you grant us a nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, perform, translate, create derivative works from, distribute, and display such content throughout the world in any media. You grant PanamaBanks.info and sublicensees the right to use the name that you submit in connection with such content.

You represent and warrant that you own or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate this policy and will not cause injury to any person or entity; and that you will indemnify us for all claims resulting from content you supply.

We have the right but not the obligation to monitor and edit or remove any activity or content. PanamaBanks.info takes no responsibility and assumes no liability for any content posted by you or any third party. We have no control whatsoever over the quality, safety or legality of the information available in the Services posted or submitted by the users.

Because the authenticity of Internet users is difficult to verify and determine PanamaBanks.info cannot confirm or guarantee and does not confirm that each user is who they claim to be.

You assume all risks associated with dealing with other users with whom you may come in contact through our Services.

Liability

Nothing contained in the Materials constitutes recommendation, advice or counsel provided by us. The use of our Services and the Material, like the decisions you take based on these, are done at your sole own risk.

PanamaBanks.info strongly recommends that all decisions you will be adopted based on the Material and any other information or data contained or present in the Services be consulted with your own advisors and consultants.

PanamaBanks.info is not and will not be liable for any decision you take based on the use of the Material and any other information or data contained or present in our Services.

Because we are not involved in the relations or dealings between users or control the behavior of users or participants in the event that you have a dispute with one or more users of our Services, you release PanamaBanks.info, their subsidiaries, employees and agents from any claim, demand or damage of any nature, arising out of or in any way connected with such disputes.

Disclaimer of Warranties and Limitation

PanamaBanks.info to the maximum extent permitted by law, disclaims (not given) any existing or possible guarantees, express or implied, for the use of the Services. We do not guarantee that the Services operate error-free or that are free of computer viruses or other harmful mechanisms.

If the use of the Services and/or Material results in the need to repair or service your equipment or data, or the need to replace their equipment or data, PanamaBanks.info is not responsible for the costs that they imply. Our Services and Material are available to users in the state in which they are, you agree to use these at your own risk. PanamaBanks.info do not offer warranties about the accuracy, reliability and updating of the Material.

In any case PanamaBanks.info, their customers, suppliers or any person related to the Services will be liable for damages of any nature resulting from the use or inability to use the Services.

SERVICES AND MATERIALS OF PANAMABANKS.INFO ARE PROVIDED “AS IS” WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND. IN NO EVENT PANAMABANKS.INFO, ITS AGENTS OR OFFICERS WILL BE LIABLE FOR ANY DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION) ARISING OUT OF THE USE OR INABILITY TO USE PANAMABANKS.INFO MATERIALS OR SERVICES, EVEN IF PANAMABANKS.INFO EVENT HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

EACH USER ASSUMES ALL RESPONSIBILITY AND RISK FOR THE USE OF THE SERVICES AND MATERIALS. PANAMABANKS.INFO, ITS PARTNERS AND AFFILIATES ASSUME NO LIABILITY FOR THE ACCURACY, COMPLETENESS OR USEFULNESS OF ANY MATERIALS.

TO THE FULL EXTENT PERMISSIBLE BY LAW, PANAMABANKS.INFO DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. PANAMABANKS.INFO DOES NOT WARRANT THAT THE SERVICES, INFORMATION, CONTENT, MATERIALS, PRODUCTS (INCLUDING SOFTWARE) OR OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE PANAMABANKS.INFO SERVICES ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. TO THE FULL EXTENT PERMISSIBLE BY LAW, PANAMABANKS.INFO WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF ANY SERVICES, OR FROM ANY MATERIALS OR OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU BY PANMABANKS.INFO, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, UNLESS OTHERWISE SPECIFIED IN WRITING.

PANAMABANKS.INFO NOT BE LIABLE FOR ANY DIRECT, SPECIAL, INCIDENTAL, INDIRECT, CONSEQUENTIAL, EXEMPLARY OR ANY OTHER DAMAGES RESULTING FROM LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THE MATERIAL AND SERVICES.

Disclaimer of Warranties and Limitation

Limitation of Liability

IF THE LIMITATION OR EXCLUSION OF WARRANTY IS CONSIDER INAPPLICABLE OR UNENFORCEABLE, FOR ANY REASON, PANAMABANKS.INFO MAXIMUM LIABILITY FOR ANY DAMAGES IS LIMITED TO ONE HUNDRED DOLLARS.

To the maximum extent permitted by law, PanamaBanks.info limits its liability of the Services including the Material, regardless of the cause, tort, breach of warranty or other types, shall not exceed one hundred dollars ($ 100 USD).

Links to Third-Party Sites

Services may contain links to third-party resources and businesses on the Internet, called here “links” or “Linked Sites.” Those links are provided for your convenience to help you identify and locate other Internet resources that may be of interest to you. We do not sponsor and is not legally associated with any third party “linked sites.” We are not legally authorized to use any trade name, registered trademark, logo, official seal or copyrighted material that may appear in the link.

We do not control, endorse or monitor the contents of any Linked Site. That includes, without limitation, any further link contained in a Linked Site, and any changes or updates to a Linked Site. We are not responsible for webcasting or for any other form of transmission received from any Linked Site.

Our Legal Terms do not cover your interaction with Linked Sites. You should carefully review the terms and conditions and privacy policies of any third-party websites.

If you decide to use any service provided on a Linked Site you do so at your own risk. We will not be responsible for any act or omission of the third party, including the third party’s access to or use of your customer data and we do not warrant or support any service provided by the third party.